This Website, and any of the services provided by The McDaniel Mortgage Group Powered by, Gold Star Mortgage Financial Group, Corporation ("Gold Star" or "we") in connection with this Website, including any downloadable applications, mobile applications, programs, materials, etc. (collective "the Technology") are being provided to you subject to these Terms of Use, which govern your use of the Technology. Please read these Terms of Use carefully. By visiting and/or using the Technology, including any of the services offered on this Website, you agree to be bound by these Terms of Use, whether or not you complete a transaction with Gold Star; and, whether or not you complete your transaction using the Technology or through the use of another medium, medium, such as telephone,  fax, email, postal mail, overnight delivery services, in person, or otherwise. By using the Technology you acknowledge that certain features thereof and products and/or services of Gold Star offered by or through the Technology may be subject to additional terms, conditions and disclaimers. If you do not agree to these Terms of Use, you are not authorized to use the Technology, or any of the products or services that Gold Star may offer through the Technology. We reserve the right to, in our sole discretion and without notice, deny you access and/or use of the Technology for any reason or no reason at all.