Loan Programs

Conventional

Conventional

Conventional loans adhere to guidelines set by Fannie Mae & Freddie Mac while offering great rates and flexibility. While many think that a 20% down payment is required, many lenders now offer low down payment options. Click below to learn more.

FHA

FHA

FHA loans are a popular choice among first-time homebuyers given their low down payment requirements and ease of qualification. FHA loans can be used for home purchases, refinances, and even special renovation projects. Learn how you can qualify.

VA

VA

VA loans are mortgages guaranteed by the United States Department of Veterans Affairs (VA) that allow veterans and active military to purchase homes with excellent benefits including 100% financing, no mortgage insurance, and limited closing costs.

USDA

USDA

USDA loans are a zero-down payment mortgage for eligible rural and suburban homebuyers. Known as the USDA Rural Development Guaranteed Housing Loan Program. Income limits to qualify for a home loan guarantee vary by location and depend on household size.

Jumbo

Jumbo

Jumbo loans can be the perfect option if you are looking for a home loan that exceeds the limits placed on government-backed options such as FHA loans. Jumbo Loans are typically used to buy more expensive homes and high-end custom construction homes.

Down Payment Assistance

Down Payment Assistance

JDown payments can be one of the roadblocks preventing some individuals or families from making the jump from renting to owning a home. extensive experience with down payment assistance programs available in Dallas and the surrounding Texas areas.

Refinance

Refinance

Refinance

We offer refinancing options on a variety of loan programs throughout Texas, including conventional, VA, FHA, and more. Learn more about how refinancing your mortgage can help you save money over the life of your loan by lowering your interest rate.