The Mortgage Process

Pre-Qualification

Thank you for submitting your application. We will review and determine what loan options are best for you. Don’t forget we need your documents!

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Pre-Approval

We have your documents and now you have your pre-approval letter. Happy Shopping!

Under Contract

You found your home! Now you are under contract and the file is back with Processing. Our team will be in touch to collect any necessary documents to submit for approval. 

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A brown arrow pointed downwards

Conditional (Initial) Approval

Good news! Underwriting has reviewed your file and issued the last list of documents needed. Make sure and get those back quickly!

Appraisal

Your appraisal is in! You will receive a copy for your records. Next, we will submit for final underwriting approval.

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Clear To Close

Congratulations! You’re almost through the homebuying process. Time to schedule & sign.